At State Farm, we know car insurance can be expensive. That’s why we offer many auto insurance discounts. These discounts help our customers save money on their policies.
If you’re a safe driver, a good student, or bundling your policies, State Farm has a discount for you. These discounts can lower your car insurance costs.
Key Takeaways
- State Farm offers up to 20 unique auto insurance discounts to help customers save money.
- The Drive Safe & Save™ app can provide up to 30% discount based on safe driving behavior.
- The Steer Clear® program offers savings for young drivers under 25 as they learn safe driving habits.
- Bundling multiple State Farm policies can lead to significant savings of up to $1,273.
- State Farm rewards drivers with good driving records through the Accident-Free Discount and Good Driver Discount.
Drive Safe & Save™ App: Earn Discounts for Safe Driving
State Farm’s Drive Safe & Save™ app helps drivers save on car insurance by promoting safe driving. It tracks your driving habits like acceleration, braking, and speed. This can lead to savings of up to 30% on your premiums.
Initial Discount for Enrolling
Just for signing up with the Drive Safe & Save™ program, you can get a discount. This can lower your auto insurance costs right away. With safe driving, you could save up to 30% over time.
Up to 30% Savings Based on Driving Behavior
Your driving habits can lead to big savings. The Drive Safe & Save™ app tracks your driving and rewards you for safe habits. Follow speed limits, avoid harsh braking, and keep your phone off while driving to save up to 30% on insurance.
“The Drive Safe & Save™ app from State Farm is a great way to save money on my auto insurance. I’ve been able to earn over a 20% discount just by driving safely and using the app to track my progress.”
Your discount changes at each policy renewal based on your driving from the past year. The more you use the app and show off your safe driving, the more you can save.
Whether you use the Drive Safe & Save™ app or the Connected Car option, State Farm offers easy ways to save. You could save up to 30% on your auto insurance. This program is great for drivers who want to save more on their insurance.
Steer Clear® Program for Young Drivers
State Farm’s Steer Clear® program helps young drivers under 25 learn safe driving habits. It also helps them save money on car insurance. The program teaches new drivers and rewards them for learning.
Designed for Drivers Under 25
This program is for drivers under 25 with less than three years of driving. Young drivers are more likely to be in fatal accidents. So, this program is a great way to teach them safe driving skills.
Savings Opportunity While Learning Safe Driving Habits
Drivers who finish the Steer Clear® program and keep a clean driving record can save a lot on insurance. The program offers online courses, on-road training, and mentorship. These help young drivers learn safe driving techniques.
The program covers many topics like car parts, safety features, and car maintenance. It teaches about adjusting the driver’s seat and mirrors, and the importance of avoiding distractions. It also talks about not driving under the influence and being aware of hazards.
- The program has five modules focusing on driving safety and management.
- Driving practice hours vary by age group and must be logged through the Steer Clear app.
- Finishing the program in six months gets participants a discount on their insurance.
To join the Steer Clear® program, you must be under 25, have less than 3 years of driving experience, and have a valid license. You also need no recent accidents or violations and finish the course in 6 months. If you’re over 25, you can choose the Drive Safe & Save program instead. It offers discounts up to 30% on insurance based on your driving habits.
The State Farm Steer Clear app is great for young drivers. It has high ratings on the App Store and Google Play Store. The app gives feedback on braking, acceleration, and cornering. A mentor can track the driver’s progress through an account key. After finishing the program, drivers get a certificate and badges for their driving achievements in the app.
“Completing the Steer Clear Safe Driver Discount Program may make young drivers eligible for a discount on State Farm® auto insurance.”
The Steer Clear Safe Driver Discount isn’t available everywhere. Drivers need to check with a local State Farm agent to see if it’s available and if they qualify.
Bundling Discounts: Save More with Multiple Policies
Smart shoppers know that bundling car insurance can lead to big savings. At State Farm, customers with other insurance like homeowners, renters, condo, or life insurance can save more on car insurance. This is by taking advantage of bundling discounts.
By buying these insurance types together, customers can get big discounts compared to buying them separately. For example, bundling home and auto insurance with State Farm can save about $1,273 a year. That’s around $106 each month.
Also, bundling auto and renters insurance can save up to $704 a year. If you have more than one car, State Farm offers a multi-car discount of up to 20%. This is for insuring cars owned by family members. Adding the Drive Safe & Save™ App can increase savings by up to 30%. This makes bundling discounts even more attractive.
| Insurance Provider | Bundling Discount |
|---|---|
| State Farm | Up to $1,273 per year |
| Allstate | Up to 25% discount |
| Farmers | Average of 20% savings |
| Nationwide | Up to 20% discount |
| Travelers | Variable discounts |
State Farm is the biggest property and casualty insurer in the U.S. They’ve been helping customers save money and manage risks for over 100 years. By bundling policies, State Farm customers can save more and feel secure with comprehensive coverage.
“Bundling home and auto insurance with State Farm can result in average savings of $1,273 per year, which equals to around $106 per month.”
state farm auto discounts: Reward for Good Driving Record
State Farm gives big discounts to drivers who keep their records clean. They offer the Accident-Free Discount and the Good Driver Discount for New Customers for safe driving.
Accident-Free Discount
If you haven’t had any accidents for a while, you might get the Accident-Free Discount. This reward shows State Farm values your safe driving. The discount amount can change based on your state and how long you’ve been accident-free.
Good Driver Discount for New Customers
New customers at State Farm can get the state farm good driver discount if they’ve been driving safely for 3 years. This state farm safe driver rewards program helps new customers save money on their car insurance.
State Farm’s discounts show they care about safe driving. Drivers who keep their records clean get rewards. This makes State Farm a top choice for drivers wanting to save on car insurance.
“State Farm rewards responsible drivers with significant savings on their auto insurance policies.”
Defensive Driving Course Discounts
State Farm policyholders know how important it is to stay safe on the roads. Taking a defensive driving course can help you save on car insurance. In some states, finishing an approved driver education program with State Farm can get you extra discounts on your auto insurance.
These courses teach safe driving skills and strategies. They help policyholders be more aware and responsible while driving. With State Farm offering up to a 15% discount for eligible customers, the savings can be big.
The cost of these courses is usually between $15 to $100. They can take 4 to 8 hours to finish. The discount you get can last up to three years, making it a smart choice for State Farm policyholders.
Industry data shows seven of the 10 largest insurance companies offer a defensive driving discount. State Farm’s defensive driving discount can give you up to a 15% reduction in insurance premiums if you’re eligible.
The discount amounts and who can get them vary by insurance company. Always check with your State Farm agent to see what savings you might get. By taking a defensive driving course, you improve your driving skills and save on car insurance.
“Defensive driving courses are a great way for State Farm policyholders to save money on their car insurance while also becoming safer, more aware drivers.”
The State Farm defensive driving discount is a chance for customers to lower their insurance costs. It shows their commitment to safe driving. By using these state-approved programs, policyholders can save a lot and feel more confident and responsible driving.
Hidden Auto Insurance Discounts
State Farm is a top auto insurance company with many “hidden” discounts. These discounts can save drivers a lot on their insurance. Let’s look at three key discounts from State Farm.
Pay-in-Full Discount
Customers who pay their yearly premium all at once can get the State Farm Pay-in-Full Discount. This discount is for those who are financially responsible. It can lead to big savings on insurance costs.
Good Student Discount
Full-time students with a 3.0 GPA or higher might get the State Farm Good Student Discount. This discount is for students who do well in school. It can lower the cost of insurance for young drivers.
Low Mileage Discount
Drivers who drive less each year might get the State Farm Low Mileage Discount. This discount is for those who are on the road less often. They are seen as less risky by the insurance company.
Using these State Farm discounts can save you a lot on insurance. Whether you pay upfront, keep good grades, or drive less, these discounts can help. They can make a big difference in the cost of state farm hidden car insurance discounts, state farm pay in full discount, and state farm good student discount.
Vehicle Safety Discounts: Savings for Advanced Features
At State Farm, we know how crucial vehicle safety is. We give discounts to our policyholders who have cars with the latest safety tech. This encourages our customers to choose safety and use these new features.
Driver Assist Technology Discount
State Farm offers a special discount for cars with top-notch driver assist tech. If your car has automatic emergency braking, lane departure warning, or adaptive cruise control, you could save a lot on your auto insurance. These features prevent accidents and keep you and your loved ones safe.
Passive Restraint Discount
We also have a passive restraint discount at State Farm. If your car has airbags or other safety systems, you could get up to a 40% discount on medical coverage. This shows how vital these features are for protecting you and your passengers in crashes.
At State Farm, we reward our customers for choosing safety. By using these discounts, you can save a lot on your car insurance. Plus, you’ll feel more secure driving a safer vehicle.
Anti-Theft Device Discount
Protecting your car from theft is key to keeping your belongings safe and can save you money on insurance. State Farm knows how vital car security is. They offer an anti-theft device discount to those who have approved anti-theft systems in their cars.
Installing an advanced alarm, a steering wheel lock, or a tracking device can help you get the state farm anti-theft discount and state farm car alarm discount. These security features can lower your insurance costs. They encourage drivers to protect their cars and stop thieves.
Every year, over 1 million cars get stolen in the U.S. That’s one car stolen every 32 seconds. This shows how crucial it is to protect your state farm vehicle security savings.
“The anti-theft device discount can amount to up to 23% with insurers like GEICO, making it a significant savings opportunity for drivers who prioritize vehicle security.”
State Farm’s discount may vary, but many insurers offer up to 25% off comprehensive coverage for cars with approved anti-theft devices. You might need to show proof of installation for these devices. This discount lets drivers feel secure, knowing their car is safe, and they save money too.
Vehicle theft is still a big problem today. The state farm anti-theft discount encourages drivers to get effective security. By protecting your car and using this discount, you can lessen the financial hit of theft. You also help make your community safer.
Teen Driver Discounts
Getting car insurance can be tough, especially for new drivers. State Farm knows this and offers discounts to help teens save money.
Good Student Discount for Teens
The Good Student Discount is a big help for teen drivers. If a teen keeps a 3.0 GPA or higher, they can get up to a 25% discount. This discount is a great way to encourage good grades.
Driver Training Discount
State Farm also gives a Driver Training Discount to young drivers under 21 who finish a driver education course. This shows how important learning to drive safely is. It can also help pay for getting a driver’s license.
Student Away at School Discount
For teens at college or university away from home, there’s the Student Away at School Discount. If a young driver under 25 is a student living away and only drives during breaks, they might save more on insurance.
These discounts can save families a lot of money each year. Check out State Farm’s teen driver to see what works best for your teen.
| Discount | Eligibility | Potential Savings |
|---|---|---|
| Good Student Discount | Maintain a 3.0 GPA or higher | Up to 25% |
| Driver Training Discount | Complete an approved driver education course | Varies by state |
| Student Away at School Discount | Student driver under 25 living away from home | Varies by state |
Teens can also save more by joining State Farm’s Steer Clear or Drive Safe & Save programs. These programs offer more discounts for safe driving.
Conclusion
State Farm offers many auto insurance discounts to help drivers save money. These include rewards for safe driving with the Drive Safe & Save™ app and Steer Clear® program. There are also savings for good driving records, vehicle safety features, and bundling policies.
Customers can save a lot by using these discounts. State Farm has a wide range of discounts, is easy to use, and has high customer satisfaction. This makes it a great choice for drivers looking to lower their insurance costs.
If you’re a safe driver or have a good driving history, State Farm’s discounts can save you money. By using these savings, you can drive with confidence. You’ll know you’re getting the best value for your insurance dollars.
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State Farm offers many auto insurance discounts to help drivers save money. These include rewards for safe driving with the Drive Safe & Save™ app and Steer Clear® program. There are also savings for good driving records, vehicle safety features, and bundling policies.