Finding the right car insurance Yuma is key to protecting your vehicle. State Farm® offers coverage that fits your budget. They have many options and personalized service to keep your car and loved ones safe.
New customers save over $50 a month on average with State Farm. They cover everything from luxury sports cars to campers. Their agents are ready to help you find the best policy for Yuma’s roads.
Key Takeaways
- State Farm offers affordable car insurance coverage in Yuma, AZ
- New customers report saving over $50 per month on average
- Wide range of coverage options, including liability, comprehensive, and collision
- Personalized service from a dedicated team of local agents
- Protect your vehicle, home, and more with State Farm’s comprehensive insurance solutions
Stay On the Go with the Right Auto Insurance in Yuma
Drivers in Yuma, Arizona, have many auto insurance options to choose from. These options help protect you on the road. You can pick from liability, comprehensive, and collision coverage to keep your vehicle and finances safe.
Liability, Comprehensive, and Collision Coverage Options
State Farm insurance in Yuma offers various coverage options. You can get liability, comprehensive, collision, medical payments, and uninsured or underinsured motor vehicle protection. The right coverage depends on your vehicle type and budget. State Farm can help find the best coverage for you.
Insuring Luxury Sports Cars and Campers
If you have a luxury sports car or a camper, State Farm can provide the right coverage. Their agents will guide you in getting the right policy for your vehicle. This ensures you stay protected and confident on the road.
Visit carinsurepro.net/car-insurance-yuma-az/ to see auto insurance options in Yuma. Find the coverage that fits your driving needs.
Find an Agent Near You
Finding the right car insurance can seem tough, but it’s key. Luckily, car insurance agents in Yuma, AZ are ready to help. They can guide you and find affordable options.
State Farm is a top name in insurance here, with 19,000 agents ready to help in Yuma. By visiting a State Farm agent, you can get a personalized quote. This way, you can protect what matters most to you.
The Allen Thomas Group is another top choice for finding local car insurance agents in Yuma. They have over 20 years of experience. They offer many coverage types, like liability, comprehensive, and collision, to keep you safe.
If you’re looking for a new policy or want to check your current one, a local agent can be a big help. They know a lot and work with many top insurance companies. They can find the best mix of affordability, coverage, and customer service for you.
“New car insurance customers reported savings of over $50 per month when working with a local agent in Yuma.”
Ready to make your car insurance search easier? Connect with one of the car insurance agents in Yuma, AZ. They’ll support you every step, making sure you’re well-protected at a good price.
There for What Matters Most: Property & Home Insurance in Yuma
Protecting your property and belongings is key, whether you own or rent. In Yuma, Yuma Insurance, Inc. offers many insurance options to keep what’s important safe.
Homeowners, Condo, and Renters Insurance Options
Yuma Insurance, Inc. has homeowners insurance to protect your home from theft and damage. For condo owners, their policies cover your living space and stuff from fire and theft. And for renters, their insurance covers your valuables like your phone, furniture, and electronics if something happens.
Bundling Discounts for Home and Auto Insurance
Yuma Insurance, Inc. knows saving money is important. They let you bundle your homeowners or renters insurance with your auto insurance. This can lead to big discounts, helping you save more.
Yuma Insurance, Inc. gives personal service and 24/7 claims help. They’re all about helping Yuma folks protect their valuable stuff. Whether you own or rent, they’ve got the right coverage for you.
Insurance that Helps Arizonans Prepare for the Future
Planning for the future in Yuma, Arizona? The right insurance can offer great protection and peace of mind. You can protect your vehicle, home, or family with various insurance options.
State Farm is a top choice for insurance in Yuma. Their agents will work with you to create a plan that fits your needs. They offer auto, home, life, and health insurance to help you prepare for the future.
State Farm’s auto insurance covers liability, collision, and comprehensive protection. This means you’re covered in accidents or unexpected events. For homeowners, they have policies for your home, condo, or rent.
State Farm also offers discounts to make insurance more affordable. Bundling policies or getting discounts for being a loyal customer or taking a defensive driving course can save you money. This way, you stay protected without breaking the bank.
Looking to prepare for the future in Yuma? Talk to a State Farm agent about insurance options for you. They can help you create a plan that gives you confidence and security for what’s ahead.
“Protecting the people, places, and things you love is what we do best. Let us help you plan for the future in Yuma with the right insurance coverage.”
car insurance yuma
Finding car insurance in Yuma, Arizona can seem tough, but it’s key to stay on the road affordably. The average cost for full coverage car insurance in Yuma is $1,431 a year. Your actual cost will vary based on your age, driving record, credit score, and the car you drive.
To get the best car insurance in yuma arizona, compare quotes from different providers. This helps you find the best rates and make sure you have the right coverage. Top insurers in Yuma include Root, Auto-Owners Insurance, and local agents who offer personalized advice.
In Yuma, all drivers must have yuma az auto insurance. This coverage protects you financially if you’re in an accident. It covers costs for fixing other cars, medical bills, and repairs to your car. You might also want to consider collision, liability, and personal injury protection coverage.
When looking for cheap car insurance yuma, think about the cost, coverage, and customer service of the insurer. Researching your options helps you find the right mix of affordability and protection. This keeps you and your car safe on Yuma’s roads.
| Statistic | Value |
|---|---|
| Yuma, AZ Air Quality Rating | 38 |
| Electric Vehicle Charging Stations in Yuma, AZ | 8 |
| Median Household Income in Yuma, AZ | $47,162 |
| Population Living Below Poverty Line in Yuma, AZ | 15% |
“Investing in the right car insurance can provide invaluable peace of mind and financial protection for drivers in Yuma, Arizona.”
Root Has the Lowest Average Rate for Full Coverage in Arizona
Looking for car insurance in Yuma? Root Insurance is a top choice. They offer the lowest average rate for full coverage in Arizona, at just $816 a year.
This makes Root the cheapest for drivers in Yuma and Arizona who want full insurance. You could save up to $900 a year compared to the state average of $1,557.
| Insurance Provider | Average Annual Rate for Full Coverage in Arizona |
|---|---|
| Root | $816 |
| Auto-Owners Insurance | $911 |
| GEICO | $1,045 |
Root Insurance is great for Yuma drivers who want good value. They offer affordable rates and comprehensive coverage. With Root, you can be safe on the road without spending too much.
Auto-Owners Insurance is the Second-Cheapest Company in Yuma
Looking for affordable car insurance in Yuma, Arizona? Auto-Owners Insurance is a top choice. They offer an average rate of $911 per year for full coverage. This makes them a great option for those on a budget.
Auto-Owners Insurance is a trusted name in the industry. They focus on auto-owners insurance affordable car insurance yuma. This means they provide Yuma residents with dependable and affordable auto insurance.
| Insurance Company | Average Annual Rate for Full Coverage |
|---|---|
| Root | $816 |
| Auto-Owners Insurance | $911 |
| Geico | $1,173 |
| State Farm | $1,294 |
| Allstate | $1,378 |
Auto-Owners Insurance is the second cheapest car insurance company in yuma. This means Yuma drivers can get the coverage they need without spending too much. By comparing Auto-Owners with other top choices, residents can find the most affordable insurance that fits their needs.
“Auto-Owners Insurance provides Yuma drivers with a reliable and cost-effective solution for their auto insurance needs.”
Arizona’s Minimum Car Insurance Requirements
In Arizona, knowing the state’s car insurance minimums is key. Arizona law says drivers must have at least $25,000 for each person hurt and $50,000 for each accident. They also need $15,000 for property damage.
Arizona uses an at-fault system for accidents. This means the driver at fault pays for the other’s repairs or medical bills. Not having enough insurance can lead to big fines, losing your license for up to a year, and needing an SR-22 form.
To get state minimum auto insurance coverage in Yuma, Arizona, consider these coverages:
- Bodily injury liability: $25,000 per person/$50,000 per accident
- Property damage liability: $15,000 per accident
- Uninsured motorist bodily injury: $25,000 per person/$50,000 per accident
- Underinsured motorist bodily injury: $25,000 per person/$50,000 per accident
Uninsured and underinsured motorist coverages can be declined with advice from a licensed insurance counselor. But, they’re crucial if you’re hit by an uninsured or underinsured driver. In Arizona, over 11% of drivers lack insurance, making these coverages very important.
| Coverage Type | Minimum Requirement |
|---|---|
| Bodily Injury Liability | $25,000 per person / $50,000 per accident |
| Property Damage Liability | $15,000 per accident |
| Uninsured Motorist Bodily Injury | $25,000 per person / $50,000 per accident |
| Underinsured Motorist Bodily Injury | $25,000 per person / $50,000 per accident |
Knowing and meeting Arizona’s car insurance minimums helps Yuma drivers stay safe. It ensures they’re covered financially if an accident happens.
Cheapest Car Insurance Rates by ZIP Code in Yuma
Finding affordable car insurance in Yuma, Arizona, depends a lot on your ZIP code. Crime rates, traffic accidents, and parking options affect the cost. The cheapest car insurance by zip code yuma changes a lot.
The average monthly car insurance in the 85365 ZIP code is $103.16. In the 85364 ZIP code, it’s $117.01. The 85375 ZIP code averages $110.67, and the 85369 ZIP code is $156.39. It’s key to compare rates across ZIP codes to find the best deals.
| ZIP Code | Average Monthly Rate |
|---|---|
| 85365 | $103.16 |
| 85364 | $117.01 |
| 85375 | $110.67 |
| 85369 | $156.39 |
Knowing the cheapest car insurance by zip code yuma helps drivers make smart choices. It’s important to compare rates for liability, comprehensive, or collision coverage. This way, you can save money on your insurance rates by neighborhood yuma.
Choosing the Right Car Insurance Company in Yuma
When looking for car insurance in Yuma, it’s key to find good coverage at a fair price. You should think about three main things: cost, coverage, and customer service.
Cost, Coverage, and Customer Service Considerations
First, compare quotes from different car insurance companies in Yuma to get the best rate. Prices can change a lot, even for the same coverage. Make sure to pick a policy that fits your needs.
Cost and coverage are important, but don’t forget about customer service quality. Check out what people say online and look at how companies handle claims and talk to customers. A company known for happy customers can give you peace of mind.
Let’s see why these factors matter with some data on top-rated car insurance companies in Yuma:
- The agency Andrea’s Insurance & Tax has a 5.0 rating on Google from 67 reviews.
- Martin Armijo’s insurance office has a 4.8 rating on Google from 43 reviews.
- Best Buy Insurance has a Google rating of 4.1 out of 94 reviews.
- Yuma Insurance, Inc. boasts a Google rating of 4.8 based on 105 reviews.
- Yuma Foothills Insurance has a Google rating of 4.5 out of 52 reviews.
- RL Jones Insurance has been reviewed 121 times on Google with a 4.8 rating.
- Yuma Risk Management Group, LLC, received a 4.8 rating on Google from 6 reviewers.
- RL Sullivan Insurance Agency has a Google rating of 4.8 from 121 reviews.
Think about these factors to consider when choosing car insurance in Yuma. This way, you can pick the coverage and customer service that work best for you.
Car Insurance Rates for Drivers with Violations in Yuma
Your driving history greatly affects car insurance rates in Yuma, Arizona. If you have a history of traffic violations, like speeding tickets, you’ll likely pay more for insurance. Those with clean records pay less.
The type of violation matters a lot. A single speeding ticket might raise your rates a bit. But, serious offenses like reckless driving or multiple violations can greatly increase your insurance costs.
Our research shows that drivers with violations in Yuma pay an average of $130.42 per month for insurance. This is more than the $104.11 per month for those with no violations. Keeping a clean driving record helps keep insurance costs down.
| Violation Type | Average Rate Increase |
|---|---|
| Speeding Ticket | 15-20% increase |
| Reckless Driving | 20-30% increase |
| Accident (at-fault) | 25-35% increase |
| DUI/DWI | 50-100% increase |
To keep your car insurance rates low in Yuma, drive safely and follow traffic laws. This way, you avoid higher premiums and enjoy the peace of mind that comes with responsible driving.
Cheapest Car Insurance for Drivers with DUIs in Yuma
Drivers in Yuma, Arizona with a DUI on their record face a tough challenge finding affordable car insurance. But, with the right info and approach, you can find coverage that fits your budget and needs.
Our research shows the cheapest car insurance for drivers with DUIs in Yuma is with Root, at $870 a year. Other good options include Auto-Owners Insurance ($1,665), Travelers ($1,809), GEICO ($2,030), and USAA ($2,922).
Insurance rates for DUI drivers are usually higher because of the higher risk. This makes finding affordable car insurance options for drivers with DUI in Yuma tough. But, keeping continuous coverage is key. It helps improve your driving record and lowers your insurance rates over time.
| Insurance Company | Average Annual Rate for Drivers with DUIs in Yuma |
|---|---|
| Root | $870 |
| Auto-Owners Insurance | $1,665 |
| Travelers | $1,809 |
| GEICO | $2,030 |
| USAA | $2,922 |
The cost of car insurance for drivers with DUIs in Yuma is higher, but coverage is still available. It’s smart to look at all your options and compare quotes from different providers. This way, you can find the most affordable car insurance for drivers with DUIs in Yuma.
“For individuals with a DUI conviction, finding insurance coverage can be challenging, but maintaining continuous coverage is crucial to rebuilding your driving record and reducing the long-term impact on your insurance rates.”
Cheapest Car Insurance for Drivers with Speeding Tickets in Yuma
For Yuma drivers with speeding tickets, finding affordable car insurance can be tough. But, there are still ways to lower your insurance costs after a speeding ticket.
The cheapest car insurance for drivers with speeding tickets in Yuma is Root, costing about $955 a year. Other insurers also offer good rates for high-risk drivers:
- USAA: $1,608 per year
- Auto-Owners Insurance: $1,665 per year
- Travelers: $1,809 per year
- GEICO: $2,030 per year
These rates are still higher than for drivers with no tickets. But, they are some of the most affordable options for Yuma drivers with speeding tickets. To save money, compare quotes from different insurers and look for discounts.
| Insurance Company | Average Annual Rate for Drivers with Speeding Tickets |
|---|---|
| Root | $955 |
| USAA | $1,608 |
| Auto-Owners Insurance | $1,665 |
| Travelers | $1,809 |
| GEICO | $2,030 |
“Finding affordable car insurance after a speeding ticket can be frustrating, but it’s not impossible. Comparing quotes and taking advantage of discounts can help drivers in Yuma save money on their coverage.”
Car Insurance Rates for Drivers with Bad Credit in Yuma
If you’re driving in Yuma, Arizona with a poor credit score, expect higher car insurance rates. Insurers look at your credit-based insurance score to set your premiums.
Drivers with low credit scores in Yuma will pay more for car insurance. The difference can be $600 a year for excellent credit and over $1,000 for very poor credit.
But, there are still ways to get affordable insurance with bad credit in Yuma. Some of the cheapest car insurance companies for these drivers include:
- Root: $1,008 per year
- GEICO: $1,480 per year
- Safeway Insurance: $1,596 per year
- Travelers: $1,898 per year
- Farm Bureau: $1,952 per year
It’s key to shop around and compare quotes if you have poor credit in Yuma. The rates between insurers can vary a lot. This means you could save a lot by looking at different options.
Your credit history is just one thing that affects your car insurance rates in Yuma. Other factors include your driving record, the car you drive, and the coverage you pick. By knowing how these things affect your costs, you can make better choices and find cheaper insurance.
Conclusion
Finding affordable car insurance in Yuma, Arizona, takes some thought. You need to compare quotes from different providers and look at coverage options. Also, understand your driving history to get the right insurance for you and your vehicle.
It’s important to know the Yuma car insurance market well. Use discounts when you can and balance cost, coverage, and customer service. Whether it’s for a luxury car, a family camper, or your daily drive, the right policy gives you peace of mind and financial safety.
This article has given you tips to find the best car insurance in Yuma. With these insights, you can make sure you have the coverage you need without spending too much. Having the right insurance lets you enjoy driving in Yuma, Arizona, knowing you’re ready for anything that comes your way.
Source Links
- AZ Auto & Home Insurance Quotes in Yuma | State Farm®
- Insurance Agency in Yuma, AZ | Yuma Insurance, Inc.
- Home, Auto Insurance & More in AZ | Katie Figueroa – State Farm®
- Insurance Agency in Yuma, Arizona | Find A Yuma Insurance Agent | Get A Quote
- Cheap Car Insurance in Yuma, AZ, Starting at $39
- Yuma Insurance, Inc., Yuma – 85364 – Nationwide
- Homeowners Insurance – Yuma, AZ | RL Sullivan Insurance Agency
- Zeke Herrera – State Farm Insurance Agent in Yuma, AZ
- AARP Car Insurance in Arizona (AZ)
- Best Car Insurance in Arizona for 2024 | Bankrate
