Arlington, Virginia, is a bustling city with diverse car owners. Finding affordable auto insurance here can be tough, especially for newcomers. But, top insurers like State Farm, Erie Insurance, USAA, Virginia Farm Bureau, and Travelers offer great rates and coverage options.
The average cost for minimum coverage in Arlington is $56 a month or $670 a year. This is about 7% more than the national average. For full-coverage, Arlington residents pay an average of $155 a month or $1,866 a year. This is about 7% less than the national average. It shows how important it is to understand Arlington’s insurance market and find the right policy for your needs.
Key Takeaways
- Arlington, VA offers affordable auto insurance options from top-rated insurers like State Farm, Erie, USAA, and Travelers.
- The average cost of minimum coverage car insurance in Arlington is $56 per month, about 7% higher than the national average.
- Full-coverage car insurance in Arlington averages $155 per month, 7% less than the national average.
- Factors like driver age, accident history, and credit score can significantly impact car insurance rates in Arlington.
- Comparing quotes from multiple providers is crucial to finding the cheapest car insurance in Arlington.
Top Car Insurance Companies in Arlington
When looking for the best auto insurers in arlington va, some companies really stand out. State Farm, Erie Insurance, USAA, Virginia Farm Bureau, and others are among the top rated car insurance providers in arlington. They offer lower rates for both minimum and full coverage policies.
State Farm is known for being the most affordable car insurance companies in arlington. Their average liability insurance costs are just $38 per month. Erie Insurance is also a great choice, with average rates of $39 per month.
| Insurance Provider | Average Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
| State Farm | $38/month | $120/month |
| Erie Insurance | $39/month | $125/month |
| USAA | $42/month | $135/month |
| Virginia Farm Bureau | $45/month | $140/month |
| Travelers | $48/month | $145/month |
These top car insurance companies in Arlington offer various coverage options, discounts, and personalized service. Arlington residents can compare rates and services to find the most affordable car insurance companies in arlington that suit their needs.
Average Car Insurance Costs in Arlington
In Arlington, VA, the average cost for car insurance is $1,452 a year or $121 monthly. The costs for minimum and full coverage vary a lot.
Minimum Coverage Rates
For basic coverage in Arlington, the yearly premium is $1,365, or $114 monthly. This is a bit more than Virginia’s average of $526 a year for minimum liability coverage.
Full Coverage Rates
Full coverage insurance in Arlington costs about $3,608 yearly, or $301 monthly. This is 7% less than the national average of $2,008 a year for full coverage policies.
| Coverage Type | Average Annual Cost | Average Monthly Cost |
|---|---|---|
| Minimum Coverage | $1,365 | $114 |
| Full Coverage | $3,608 | $301 |
These figures show why it’s key to compare average auto insurance cost and typical car insurance rates in Arlington. This helps find the average premiums for minimum and full coverage that suit your budget and needs.
auto insurance arlington va: Cheapest Minimum Coverage
Looking for the cheapest minimum coverage auto insurance in Arlington? Several top insurers are great choices. State Farm is a leader with affordable liability only policies in Arlington, costing about $38 a month or $462 a year.
Erie Insurance is close behind, offering the best rates for state minimum car insurance in Arlington at $39 monthly or $466 yearly. USAA, Virginia Farm Bureau, and Travelers also have competitively priced minimum-coverage options in the area.
| Insurance Provider | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| State Farm | $38 | $462 |
| Erie Insurance | $39 | $466 |
| USAA | $42 | $504 |
| Virginia Farm Bureau | $43 | $516 |
| Travelers | $45 | $540 |
By comparing these cheapest minimum coverage auto insurance options in Arlington, drivers can find good deals. This way, they meet the state’s liability rules and keep their monthly costs low. Whether you’re a safe driver, a young adult, or just want to save on car insurance, these providers are great for your needs in Arlington, VA.
Cheapest Full Coverage Insurance
Full-coverage car insurance in Arlington, VA, can be expensive. But, there are still ways to find affordable options. Travelers offers the cheapest full-coverage policies, with an average rate of $105 per month or $1,264 per year.
Virginia Farm Bureau and Erie Insurance also offer full-coverage auto insurance for about $105 per month. State Farm, Geico, and USAA are among the top insurers for full coverage in Arlington.
Top Providers for Full Coverage
| Insurance Provider | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| Travelers | $105 | $1,264 |
| Virginia Farm Bureau | $105 | $1,264 |
| Erie Insurance | $105 | $1,264 |
| State Farm | $116 | $1,392 |
| Geico | $120 | $1,440 |
| USAA | $122 | $1,464 |
Looking for affordable comprehensive and collision policies or top-rated full coverage auto insurance in Arlington? These providers offer great options.
Insurance Rates by Driver Profile
Auto insurance rates in Arlington, VA, depend a lot on the driver’s profile. This includes factors like age, credit score, and driving history. So, the car insurance rates in arlington based on age, credit score, and driving history can change a lot. This affects the how driver profile affects auto insurance premiums in arlington.
Young drivers, between 16-19 years old, usually pay the highest rates. For example, 16-year-olds pay about $226 per month or $2,708 per year. As drivers get older, their rates go down. By the time they are 35, they pay around $56 per month on average.
Drivers with bad credit or a history of accidents and violations also pay more in Arlington. An at-fault accident can lead to a 41 percent increase in average full coverage car insurance rates in Virginia. On the other hand, drivers with excellent credit in Virginia pay 22 percent less than the state average for full coverage car insurance.
| Driver Profile | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| 16-year-old driver | $226 | $2,708 |
| 35-year-old driver | $56 | $672 |
| Driver with excellent credit | $155 | $1,860 |
| Driver with poor credit | $199 | $2,388 |
Understanding how car insurance rates in arlington based on age, credit score, and driving history affect auto insurance premiums in arlington helps drivers make better choices. They can find coverage that fits their profile and needs.
“Drivers with excellent credit in Virginia pay 22 percent less than the state average for full coverage car insurance.”
Affordable Car Insurance for High-Risk Drivers
Finding car insurance can be tough for high-risk drivers in Arlington, Virginia. This includes those with speeding tickets, accidents, or DUIs. But, there are affordable options out there for them.
For drivers with speeding tickets, State Farm is a great choice. They offer an average monthly rate of $43. For those with an at-fault accident, State Farm also has the cheapest rates, at $46 per month.
Drivers with a DUI will find State Farm to be very affordable, with a monthly premium of $42. Erie Insurance, Virginia Farm Bureau, and Travelers are also top choices for high-risk drivers in Arlington.
By comparing quotes from multiple insurers, high-risk drivers can find the cheapest auto insurance options for arlington drivers with tickets or accidents. They can also get the affordable coverage for drivers with DUIs in arlington they need.
“Maintaining a clean driving record is key to accessing the most affordable car insurance rates in Arlington, but even high-risk drivers have options.”
Insurance Rates by ZIP Code
Your location greatly affects car insurance rates in Arlington, VA. The rate of insurance claims in different areas changes how much you pay. For example, the 22207 ZIP code is about 2.1% cheaper than the city average. But, the 22204 ZIP code is 2.1% more expensive. Rates can also differ from nearby areas in Northern Virginia or Washington, D.C.
The cheapest neighborhoods for car insurance rates by zip code in arlington va have lower crime rates and fewer accidents. They also have a younger population. On the other hand, the most expensive neighborhoods for how location affects auto insurance premiums in arlington have higher accident rates and more theft. They also have an older population.
| Arlington Zip Code | Average Car Insurance Rate | Variance from City Average |
|---|---|---|
| 22207 | $1,278 | -2.1% |
| 22204 | $1,334 | +2.1% |
| 22201 | $1,305 | 0% |
| 22202 | $1,321 | +1.2% |
Which Arlington neighborhoods have the cheapest or most expensive car insurance varies a lot. Knowing how your local ZIP code affects rates is key when looking for affordable car insurance in Arlington, VA.
How to Save on Car Insurance in Arlington
As a driver in Arlington, VA, finding affordable car insurance is key. There are many tips and strategies to lower your auto insurance premiums and get cheaper car insurance in Arlington.
Keeping a clean driving record is a great way to save on car insurance in Arlington. Avoiding accidents and traffic violations can lower your rates. Also, sticking to the state’s minimum coverage requirements helps keep premiums down. But, make sure you have enough protection.
Increasing your deductibles can also lower your auto insurance costs in Arlington. A higher deductible means lower monthly or annual payments. Just pick a deductible you can afford if you need to make a claim.
Drivers in Arlington can take advantage of various discounts and savings opportunities. Discounts are available for safe driving, bundling policies, or being a loyal customer.
When looking for the cheapest car insurance in Arlington, compare quotes from different providers. An experienced insurance agent can help you find savings and the best coverage for your budget.
“Saving on car insurance is all about being a smart and informed consumer. By taking the time to understand your coverage options, explore discounts, and compare providers, you can find the best rates in Arlington.”
The secret to lowering your auto insurance premiums in Arlington is to stay alert, use discounts, and review your coverage often. This ensures you’re getting the best value for your money.
Conclusion
After looking into auto insurance in Arlington, VA, it’s clear drivers can find affordable options. State Farm has the cheapest minimum-coverage policies. Erie Insurance, Virginia Farm Bureau, and Travelers offer some of the best full-coverage plans. By comparing quotes from multiple insurers, Arlington residents can find the best car insurance for their needs.
Auto insurance in Arlington is 27% cheaper than the state average but 7% pricier than the national average. Yet, by knowing what affects insurance rates and using smart strategies, drivers can find a good balance. With the right policy, they can drive with confidence, ready for the unexpected.
To find affordable auto coverage in Arlington, VA, shop around and look for discounts. Choose the right coverage limits that fit your needs and budget. By doing this, drivers can get the protection they need without breaking the bank.
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After looking into auto insurance in Arlington, VA, it’s clear drivers can find affordable options. State Farm has the cheapest minimum-coverage policies. Erie Insurance, Virginia Farm Bureau, and Travelers offer some of the best full-coverage plans. By comparing quotes from multiple insurers, Arlington residents can find the best car insurance for their needs.