Being an AARP member opens doors to special car insurance discounts and benefits. The AARP® Auto Insurance Program from The Hartford offers up to 10%* off your premium. This means big savings for AARP members on their auto insurance.
There are more ways to save, like getting a no-obligation quote online or combining your auto and home policies. This can lead to even bigger discounts.
The program also gives you valuable coverage options and extra features. These include Accident Forgiveness and Disappearing Deductible. Plus, getting quotes is free and has no strings attached. AARP members can easily find the best auto insurance for their needs.
Key Takeaways
- AARP members can save up to 10% on their car insurance premiums through the AARP Auto Insurance Program from The Hartford.
- The program offers additional savings for requesting a no-obligation quote online or bundling auto and home policies.
- Valuable coverage options and benefits like Accident Forgiveness and Disappearing Deductible are available to AARP members.
- No-cost, no-obligation quotes make it easy for AARP members to explore the program and find the right auto insurance solution.
- The AARP Auto Insurance Program is available in most states, providing a convenient option for members to save on their car insurance.
What is AARP Auto Insurance?
AARP started in 1958 for people aged 50 and older. Now, only those in this age group can join. The AARP auto insurance program is a partnership with The Hartford. It offers special coverage, discounts, and benefits.
History and Eligibility of AARP
The AARP Auto Insurance Program from The has helped nearly 40 million AARP members since 1984. To join, you must be over 50, a member of AARP, and have a valid vehicle registration.
Members aged 50 and up get great rates and benefits with the AARP Auto Insurance Program. For more info or a quote, call The Hartford at 888-413-8970.
“The Hartford’s claims team has received high ratings and positive car insurance reviews for helping members through the claims process.”
The AARP car insurance program offers benefits like new car replacement and a 24/7 hotline. Members can save on insurance by bundling it with homeowners insurance from The Hartford. They also get discounts from the AARP Driver Safety Program.
Exclusive Savings for AARP Members
As an AARP member, you get special discounts on car insurance through the AARP® Auto Insurance Program from The. These special deals can cut down the cost of your auto insurance a lot.
AARP members can save up to 10%* on their car insurance. You can save even more by getting a quote online or by combining your auto and home insurance. These special offers let AARP members save a lot on their AARP auto insurance cost savings.
The AARP Travel Center Powered by Expedia gives members great travel discounts. You can save on hotels, car rentals, cruises, and more. These deals and seasonal offers help AARP members plan trips without spending too much.
| Provider | AARP Member Discount |
|---|---|
| Avis | Up to 30% off base rates or up to 35% off when selecting Pay Now, plus a 3% credit for future rentals, an upgrade on car class bookings, and an additional driver at no cost. |
| British Airways | $65 discount on economy or premium economy class tickets and $200 off business class tickets on select round-trip transatlantic fares. |
| Hilton Hotels & Resorts | Up to 10% off, a 2 p.m. checkout, and Hilton Honors Silver status. |
| Collette Cruise Tours | $50 savings per person on all cruise tours. |
| Payless Car Rental | 5% discount on leisure car rental rates and eligible for a free car class upgrade. |
| Zipcar | $20 off an annual membership and $40 in driving credit for new users. |
By checking the offers at the AARP Travel Center often, AARP members can save a lot on travel costs. This includes car rentals, hotels, and more. These special benefits help AARP members make their travel budget go further and enjoy more of their trips.
“AARP membership provides significant savings on car insurance and travel-related costs, making it a valuable investment for anyone who wants to save money and enjoy more of life’s adventures.”
Average Cost of AARP Car Insurance
The cost of auto insurance for AARP members varies a lot. The Zebra says the average cost for a year is about $1,392. But, this can change based on where you live, how old you are, your driving record, and what coverage you choose.
In some places, like Columbus, Ohio, the cost can be as low as $995 for a year. But in other places, like Austin, Texas, it can go up to $1,681. This shows how important it is to think about your own situation when looking for insurance.
| Location | Average 12-Month AARP Auto Insurance Premium |
|---|---|
| Columbus, Ohio | $995 |
| Austin, Texas | $1,681 |
A review found that AARP Insurance through The Hartford scored a 7.8 out of 10.0. The Hartford is known for its strong reputation and financial stability, with top ratings from the Better Business Bureau and AM Best.
Even though AARP car insurance rates might be a bit higher than average, AARP members can get discounts. These discounts include savings for being an AARP member, safe driving, and bundling policies.
“AARP members who switch to AARP car insurance through The Hartford can save more than $500 on average.”
Coverage Options with AARP Auto Insurance
The AARP auto insurance program through The Hartford offers many coverage options. It protects you, your passengers, and your vehicle. You get coverage for bodily injury, property damage, medical payments, and personal injury protection (PIP) if you’re in an accident.
AARP auto insurance also covers your vehicle for collisions and theft. This keeps your car safe from damage by accidents, theft, vandalism, or other incidents.
Liability, Medical, and Vehicle Coverage
AARP members can pick from different coverages to fit their needs:
- AARP liability coverage: Covers you if you cause an accident and hurt someone or damage their property.
- AARP medical coverage: Pays for your and your passengers’ medical bills if you get hurt in an accident, no matter who was at fault.
- AARP collision and comprehensive coverage: Covers repairs or replacing your vehicle if it gets damaged in an accident, theft, or disaster.
AARP members can also get optional coverages like uninsured/underinsured motorist protection. This helps if you’re hit by a driver without enough or any insurance.
The AARP auto insurance program lets you customize your policy. This ensures you’re protected whether you’re driving locally or on a long trip.
Uninsured and Underinsured Motorist Protection
AARP members have strong protection against uninsured and underinsured motorists with their auto insurance. This is very important if you get into an accident with someone who doesn’t have enough or any insurance.
AARP uninsured motorist coverage covers you if hit by an uninsured driver. It pays for car repairs and medical bills from the accident. AARP underinsured motorist coverage helps when the other driver’s insurance doesn’t cover all your costs.
Many drivers in the U.S. don’t have insurance, which is a scary fact. AARP’s protection can give you peace of mind. You’ll be covered if you’re hit by an uninsured or underinsured driver.
- In Connecticut, Kansas, Maine, Maryland, Minnesota, Missouri, Nebraska, New Jersey, North Dakota, New Hampshire, Oregon, South Dakota, Virginia, District of Columbia, Massachusetts, Vermont, Virginia, and West Virginia, uninsured motorist bodily injury coverage is mandated.
- Alabama, Arkansas, California, Colorado, Delaware, Florida, Georgia, Idaho, Iowa, Kentucky, Louisiana, Michigan, Mississippi, Montana, Nevada, Oklahoma, Ohio, Pennsylvania, Tennessee, Texas, Utah, Washington, and Wyoming do not require uninsured motorist coverage.
- The Insurance Information Institute found in 2015, about one in eight people in the U.S. drove without insurance. In some places, up to one in four drivers were uninsured.
Adding uninsured and underinsured motorist coverage to your AARP auto insurance means you’re always protected. This coverage ensures you’re not left paying for someone else’s mistakes.
“Uninsured motorist coverage is a critical component of any comprehensive auto insurance policy. It’s the only way to ensure you’re fully protected in the event of an accident with an driver who lacks proper insurance.”
aarp car discount
As an AARP member, you can enjoy discounts to lower your car insurance costs. The AARP® Auto Insurance Program from The Hartford offers these savings. They make your insurance more affordable.
Having safety features like airbags or anti-theft devices in your car can save you money. These features qualify you for extra savings on your premium.
Completing a defensive driving course can also get you discounts. It improves your driving skills and shows you care about safety. This leads to more AARP auto insurance discounts.
Members of AARP can get discounts for safe driving with the TrueLane program. This program tracks your driving habits. It rewards you for avoiding sudden braking, rapid acceleration, and speeding.
Paying your insurance premium in full can save you even more. Skipping installment fees and paying upfront makes you eligible for more AARP car discount savings.
By using these discounts together, AARP members can cut their car insurance costs a lot. This means big savings on their insurance.
“The AARP Auto program is a valuable resource that helps our members save money on their car insurance and access a wide range of auto-related services and benefits.”
Additional Benefits and Add-Ons
The AARP auto insurance program offers more than just coverage and discounts. It has AARP accident forgiveness and AARP disappearing deductible as key features. These help AARP members save even more.
Accident Forgiveness and Disappearing Deductible
The AARP accident forgiveness means your rates won’t go up after your first accident. This gives you peace of mind and protects your wallet. The AARP disappearing deductible also helps by lowering your collision deductible over time. If you keep driving safely, it could even drop to $0.
With these benefits and others, AARP auto insurance is a great choice. It offers comprehensive coverage and lots of ways to save.
| AARP Auto Insurance Additional Benefits | Details |
|---|---|
| AARP Accident Forgiveness | Ensures your rates won’t increase due to your first accident |
| AARP Disappearing Deductible | Gradually reduces your collision deductible the longer you maintain a clean driving record, potentially reaching $0 over time |
| AARP Denny’s Discount | AARP members can benefit from a 15% discount on dine-in and pickup orders at Denny’s, with a maximum discount not to exceed $10 |
| AARP Travel Center Powered by Expedia | AARP members receive a $50 gift card of their choice when booking any flight package |
| AARP Rental Car Discounts |
|
The AARP auto insurance program is a great choice for members. It offers comprehensive coverage, discounts, and exclusive perks.
How to File a Claim with AARP
As an AARP member, you get great support when filing auto insurance claims. You work with The Hartford through AARP. They offer a 24/7 claims line at 877-805-9918 for help anytime you need it.
The claims process with AARP is easy and quick. Call the claims line and a friendly person will help you. They’ll ask for details about the incident and support you. Whether it’s a small or big accident, The Hartford aims to quickly resolve your claim.
The AARP claims customer service gives you personal attention. The Hartford’s adjusters are skilled in caring for you with respect and professionalism. They’ll keep you updated and help with any paperwork or questions.
AARP members also enjoy The Hartford’s use of technology and innovation. You can report a claim, track its status, and check policy info online or on your mobile. This makes handling claims easier and less stressful.
Dealing with an accident or disaster can be tough. But, AARP’s auto insurance claims process is here to help. With The Hartford’s skill and AARP’s focus on members, you can trust your claim will be handled well.
Discounts for Safe Driving
As an AARP member, you can get extra discounts on your auto insurance. Just join the AARP TrueLane Safe Driver Program. This program uses your smartphone’s sensors to track your driving habits. It rewards you for safe actions like smooth acceleration and braking.
TrueLane Safe Driver Program
Join the AARP TrueLane program to show you’re a safe driver. You can get discounts on your AARP auto insurance. The program’s tech tracks your driving in real-time. It gives you feedback to help you get better.
Members can save up to 30% on their auto insurance rates with TrueLane. This can really cut down your driving costs. It’s a big thank you for driving safely.
AARP also has the AARP Smart Driver course. This course can give you more discounts on your auto insurance. By taking it, you show you know how to drive safely. You could get discounts for years.
“The AARP TrueLane program is a game-changer for AARP members who want to save on their auto insurance. By simply using their smartphone, they can earn substantial discounts for their safe driving habits.”
Whether you join TrueLane, take the AARP Smart Driver course, or both, you’ll save on your AARP auto insurance. Your safe driving will pay off with big savings.
Combining Policies for Additional Savings
AARP members can save more on auto insurance by bundling it with other policies like home or renters insurance. The AARP® Auto Insurance Program from The Hartford gives a multi-policy discount for those who bundle their car insurance with other policies. This leads to big AARP bundled insurance savings on top of the special AARP discounts.
There are clear benefits to bundling your auto insurance with other policies through the AARP® Auto Insurance Program. You get:
- Streamlined billing and management – one monthly payment and one customer service
- Enhanced coverage and protection – making sure all your assets are well-covered
- Substantial AARP multi-policy discounts – up to 20% off your total premiums
The AARP bundled insurance savings can really cut down the cost of your insurance. Plus, managing all your policies in one place gives you peace of mind. AARP members should think about combining their auto insurance with other policies to save more.
“Bundling my auto and home insurance policies through the AARP® Auto Insurance Program saved me over $500 per year. It’s a no-brainer for any AARP member looking to maximize their insurance savings.”
– Sara, AARP member
Conclusion
The AARP auto insurance benefits and AARP car insurance discounts through the AARP® Auto Insurance Program from The Hartford are great for AARP members. They offer affordable and tailored auto insurance coverage. Members can save up to 30% off car rentals and get discounts on daily, weekly, and monthly rates.
There’s more than just saving money with this program. It also offers liability, medical, and vehicle protection coverage. Plus, you can add Accident Forgiveness and Disappearing Deductible for extra peace of mind. This means your vehicles and loved ones are well-protected on the road.
If you want to save money, get comprehensive coverage, or enjoy special perks, this program is for you. It’s made for the 50+ demographic. With these AARP auto insurance benefits, members get a rewarding and hassle-free experience.
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I don’t think the title of your article matches the content lol. Just kidding, mainly because I had some doubts after reading the article.