Mature drivers often find their insurance needs are changing. That’s why the AARP Auto Insurance Program from The Hartford exists. It offers special coverage and benefits for older drivers. AARP members can save up to 10% on car insurance. They also get perks like accident forgiveness and a disappearing deductible.
The program is there to bring peace and financial safety to older drivers in many states. Thanks to The Hartford, AARP members can trust they’re getting good coverage and help while they’re driving.
Key Takeaways
- AARP car insurance offers savings up to 10% for eligible members
- Accident forgiveness and disappearing deductible benefits available
- Comprehensive coverage tailored for mature drivers
- Program available in most U.S. states
- Partnered with trusted provider The Hartford
AARP Auto Insurance Program: Exclusive Savings for Members
If you’re an AARP member, you’re in luck! The AARP Auto Insurance Program, run by The Hartford, offers special savings. It’s for drivers over 50. You get great coverage and ways to save money.
Up to 10% Off Premiums and Accident Forgiveness
Being an AARP member has its perks. You can get up to a 10% discount on your auto insurance with this program. There’s also accident forgiveness. This means no rate hikes after your first at-fault crash. Just keep your driving record clean for five years.
Bundle Policies for Additional Discounts
Here’s another tip for saving money. Consider combining your auto and home insurance with AARP. This bundle deal gives you even more discounts. It’s a smart move for your wallet and insurance needs.
This program is about more than just saving money. It’s peace of mind for mature drivers. You’ll enjoy special discounts and perks. From saving on premiums to preventing rate hikes after accidents, AARP helps its members.
“The AARP Auto Insurance Program has been a game-changer for me. The discounts and benefits have saved me a significant amount on my auto insurance costs.”
– John Doe, AARP Member
The Hartford: AARP’s Trusted Insurance Provider
For over 30 years, The Hartford has supported the AARP Auto Insurance Program. They offer coverage tailored for mature drivers. As an AARP-endorsed partner, The Hartford ensures its policies meet unique needs.
The Hartford is known for excellent claim services and protecting senior Americans. AARP members get access to liability, collision, and more car insurance products. This partnership provides a range of benefits.
“The Hartford has been a trusted partner of AARP for over three decades, and together we are dedicated to helping older adults stay safe on the roads.”
Experts say AARP members save around $577 on average with the hartford aarp insurance. You could also get up to 10% off premiums. Plus, there’s Accident Forgiveness.
But The Hartford’s support goes further than saving money. They offer tailored coverage, discounts for bundling, and the RecoverCare program. This helps senior drivers keep their freedom and feel secure while driving.
As the aarp insurance partner, The Hartford is focused on aiding AARP members. They aim to keep folks safe, save them money, and provide top-notch service. They are key in the AARP Auto Insurance Program.
Customize Your Coverage for Senior Drivers
Mature drivers change how they use the road as they get older. The AARP Auto Insurance Program helps them adjust their coverage. This way, they can meet the specific challenges they face.
Adapt Your Policy to Age-Related Changes
As we age, our vision, flexibility, and reaction times can change. The AARP program lets seniors adjust their coverage for these needs. This ensures they stay safe and protected while driving.
- Adjustments for vision changes, such as increased glare sensitivity or reduced peripheral vision
- Accommodations for decreased flexibility, which can impact mobility and ease of maneuvering the vehicle
- Considerations for slower reaction times, which may increase the risk of accidents
By updating their insurance as they change, senior drivers can drive safely for years. They work with their insurance company to make sure their coverage fits their needs.
“The AARP Auto Insurance Program allows mature drivers to customize their coverage to adapt to age-related changes. This includes adjusting policies to address vision, flexibility, and reaction time considerations as drivers get older.”
The AARP Auto Insurance Program lets senior drivers adjust their policies. This ensures they have the right customized car insurance for seniors and adjusting car insurance for aging drivers. With the right coverage, mature drivers can stay safe and keep their independence.
aarp car insurance: State Availability and Exclusions
The AARP Auto Insurance Program from The Hartford is available all over the U.S. However, some states like Alaska, Hawaii, and Vermont can’t use it. Also, features like Accident Forgiveness aren’t in California.
It’s said that AARP’s car insurance is really good. It gets 4.0 out of 5.0 stars in the states it’s in. This insurance is mainly for people over 50 who are AARP members. For this group, the cost for a 2020 Honda CR-V is about $1,620 a year. This price is a bit more than what most people pay nationwide.
Even with some things not being offered in all states, AARP’s insurance is good for those who can use it. They give a 15% off for oil changes where you don’t even have to get out of your car. Plus, AARP members get 10% off at Auntie Anne’s whether they buy in stores, apps, or online.
The Hartford’s insurance might cost more if you have speeding tickets, accidents, or DUIs. But, it is still well-liked. It gets 4.1 for being trustworthy. People say good things about their service and how they handle money.
To sum up, AARP’s auto insurance is easy to find in most states. Even though it might not be the cheapest for everyone, it does offer great benefits and discounts. This makes it a good choice for mature drivers who are AARP members and want these extra benefits.
AARP Smart Driver Course: Sharpen Your Skills
The AARP Smart Driver course helps older drivers stay safe and feel confident while driving. It’s an eight-hour course you can take online or in a classroom. The course teaches about age-related changes that might affect driving.
Online and In-Person Classes for Mature Drivers
The course is designed for seniors and can be done online or in person. The online version lets you learn at home over 60 days. The in-person classes allow for learning in a group with a teacher.
In 2019, more than 16,500 people in California took the in-person course. This was a big jump from the 2,877 who did it the year before, mostly because of the pandemic. It costs $21.95 for AARP members and $27.95 for others, which is a good deal for improving driving skills.
Finishing the AARP course might also help you save on car insurance. Most states offer a discount on insurance to drivers over 55 who finish a mature driver course. These discounts usually range from 5 to 20 percent.
“About 75% of course participants reported changing at least three driving habits after completing the AARP Smart Driver course.”
The AARP Smart Driver course talks about:
- How to deal with changes in eyesight, hearing, and reaction time
- Avoiding dangerous driving situations
- Using new vehicle safety features
- Tips for keeping your freedom and staying independent
By taking the course, mature drivers can learn new skills and feel more confident on the road. The AARP Smart Driver course offers important information to help seniors drive more safely.
Tips for Senior Drivers: Vision, Reaction Time, and More
As we grow older, changes in our bodies can affect how we drive. The AARP Smart Driver course and other resources give great advice. They help senior drivers deal with vision, how fast they react, their flexibility, and more.
Making small changes can help older drivers stay safe and keep driving. This means they can keep their independence too!
Adapting to Vision Changes
As we age, our eyes might have trouble with bright lights and glare. Driving at night and in the sun might be hard. To help, seniors should keep their windshields and lights clean. They should also think about wearing sunglasses that reduce glare.
Eye check-ups are important too. They can catch any problems early on.
Improving Reaction Time
Getting slower to react is a normal part of aging. Seniors should drive with more room between them and the next car. They should also try to avoid really busy roads when they can. Defensive driving lessons can be useful too.
Maintaining Flexibility and Mobility
It gets harder to turn your head as you get older, or check your blind spots. Doing neck, shoulder, and back exercises can help. So can using devices that make it easier to see your blind spots.
Cautious Left Turns
Making left turns can be hard for older drivers. They need to be extra careful. This might mean waiting for a special left-turn signal. Or maybe they should plan their trip to make mostly right turns.
With these tips and AARP’s help, older drivers can adjust and keep driving safely. Staying independent and being able to get around are very important for many seniors. With a few changes, they can stay safe on the road for a long time.
| AARP Offers for Senior Drivers | Details |
|---|---|
| Valvoline Instant Oil Change | 15% discount on drive-thru, stay-in-your-car oil changes for AARP members |
| Auntie Anne’s | 10% discount on in-store, in-app, and online orders for AARP members |
Additional AARP Driver Safety Resources
AARP goes above and beyond the Smart Driver course. It provides free programs and resources for older drivers. These include workshops, technology, and tips to stay safe on the road.
CarFit: Optimize Your Vehicle Fit
The AARP CarFit program helps older drivers see how well their cars fit them. Trained experts look at 12 areas, like mirrors and seats. They ensure driving is safer and more comfortable. Making small changes can help drivers see and reach better.
Ridesharing and Vehicle Technology
AARP helps with app-based ridesharing services plus the latest vehicle safety technologies. They cover systems that prevent crashes and help while driving. AARP shows seniors how to use these tools safely.
The AARP SafeTrip™ app is another helpful tool. It lets members watch their driving, share results with family, and earn rewards. Using the app helps improve driving skills over time.
AARP aims to support older drivers with changing times. Their programs use new tech, personal tips, and community help. This way, seniors can drive safely and confidently for a long time.
Conclusion: Stay Safe and Save with AARP Car Insurance
The AARP Auto Insurance Program from The Hartford is perfect for mature drivers. It offers full coverage, special savings, and peace of mind. Since 1984, over two million AARP members have trusted The Hartford. They are known for serving older drivers exceptionally well.
This program lets AARP members customize their insurance. It also gives discounts on dining and travel. The AARP Smart Driver course can help improve driving skills. This could lead to lower insurance costs.
The Hartford, in partnership with AARP, provides a reliable insurance option for seniors. Choosing AARP car insurance means driving the open road confidently. It ensures older Americans are both protected and supported during their years behind the wheel.
