Finding the right auto insurance can seem tough, but Longmont, Colorado, offers many options. These options help keep you safe and mobile on the roads. Whether you’re insuring a car, motorcycle, classic vehicle, or RV, Longmont has solutions for you.
On average, new customers in Longmont save $589.55 on auto insurance. This is thanks to a competitive market and discounts from top insurers. Companies like State Farm, USAA, and American Family offer the best rates in the area.
Key Takeaways
- Longmont residents can save an average of $589.55 on auto insurance for new customers.
- Top insurers in Longmont include State Farm, USAA, and American Family, known for affordable rates and extensive coverage options.
- Longmont’s average monthly car insurance cost of $134 is lower than the state and national averages.
- Discounts such as advanced quote, continuous insurance, and multi-policy can help Longmont drivers further reduce their insurance premiums.
- State Farm is recognized for its high customer satisfaction and top-rated overall service in the region.
Stay Mobile with Car and Motorcycle Insurance in Longmont
Driving in Longmont, CO means you need good car and motorcycle insurance. It’s key for commuting or enjoying the scenic views. Luckily, Longmont has many insurance options to protect you and your vehicles.
Collision, Comprehensive, and Liability Coverage Options
State Farm in Longmont offers a wide range of auto insurance. They have everything from collision to comprehensive coverage. This ensures your car is safe in accidents or unexpected events. They also have liability coverage, which is a must in Colorado, to protect you if you cause damage or harm to others.
Insuring Classic Cars and Recreational Vehicles
If you love classic cars or RVs, Longmont has insurance for you. Companies like Bassett Insurance Group, Mountain States Insurance Group, and TrueNorth Longmont Office have special policies. They make sure your classic car or RV is well-insured.
| Insurance Provider | Key Offerings |
|---|---|
| State Farm |
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| Bassett Insurance Group |
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| Mountain States Insurance Group |
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| TrueNorth Longmont Office |
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Looking for basic or specialized insurance for your car or RV? Longmont has many options. They help you stay safe and mobile on the roads.
Protect Your Home with Property and Home Insurance
As a Longmont, CO homeowner, it’s key to protect your biggest investment. Homeowners insurance helps shield your property from many risks, like natural disasters and accidents. It lets you rebuild your home if something terrible happens.
Homeowners Insurance for Protection Against Losses
Homeowners insurance in Longmont, CO, covers losses from vandalism, storms, fire, and more. It pays for rebuilding your home and replacing things like furniture and clothes. It also covers you if someone gets hurt on your property.
Replacement cost coverage is a must-have in homeowners insurance. It makes sure your policy covers rebuilding your home fully, even if it costs more than your limit. Also, having personal property coverage with replacement cost means you get back the full cost to replace stolen or damaged items, not just their old value.
Condo and Renters Insurance Options
For those in Longmont, CO who don’t own a single-family home, condo and renters insurance are key. Condo insurance covers your unit’s inside, your stuff, and any changes you made. Renters insurance protects your belongings and covers you if someone gets hurt in your place, even if you’re renting.
Both condo and renters insurance are smart choices. They help you bounce back from things like theft, fire, or water damage. By getting these insurances, Longmont folks can rest easy, knowing they’re covered, no matter their living situation.
“Homeowners insurance is not a one-size-fits-all solution. Customizing your policy to your unique needs and the specifics of your Longmont, CO property is essential for comprehensive protection.”
Whether you own a home, condo, or rent in Longmont, CO, looking into your insurance options is smart. It’s a way to protect your financial future and the place you love.
Save by Combining Policies with State Farm
Bundling your insurance with State Farm in Longmont, CO, can save you a lot of money. State Farm is the biggest auto insurer in the U.S. When you bundle your auto and home insurance, you get special discounts and easier coverage.
State Farm doesn’t just offer auto and home insurance. They also have life insurance, pet insurance, banking services, and investment planning. Working with State Farm for all your insurance and financial needs means you save money and have one trusted provider.
“State Farm is the largest auto insurance provider in the U.S. as of 2018, and they are the preferred choice for more homeowners compared to other insurers.”
In Longmont, State Farm is a great choice for bundling insurance. With an agent like Erik Bartush, you can create a package that fits your needs. This way, you get to enjoy discounts for bundling insurance in Longmont.
State Farm offers everything you need to protect your car, home, family, or business. Their bundle insurance policies in Longmont come with discounted rates. With a focus on customer happiness and many State Farm insurance discounts in Longmont, it’s clear why many choose State Farm.
Local Independent Agencies for Personalized Service
Looking for car insurance in Longmont, Colorado? Local independent agencies offer a personal touch big companies can’t match. Bassett Insurance Group is a standout in Longmont, known for its personalized service.
Bassett Insurance Group: Multiple Carrier Options
Since 2014, Bassett Insurance Group has become a trusted name in Longmont for car insurance. Their team of specialists works with top carriers like Progressive, Safeco Insurance, and Travelers. This means they can offer a variety of options to find the best coverage and rates for you.
They don’t just cover personal cars. Bassett Insurance Group also insures business vehicles, classic cars, motorcycles, RVs, and trailers. With many A-rated insurers to choose from, they can create custom plans that fit your needs and budget.
| Coverage Options | Key Benefits |
|---|---|
| Bodily Injury Liability | Protects assets against claims or lawsuits for accidents causing injury to others |
| Property Damage Coverage | Covers financial responsibility for damage caused by the insured vehicle to someone else’s property |
| Medical Payments and Personal Injury Protection | Helps pay for medical and funeral expenses after an accident |
| Uninsured/Underinsured Motorist Damage | Compensates for bodily injury and lost wages caused by uninsured or underinsured drivers |
| Physical Damage Coverage | Protects the vehicle against losses from accidents, theft, or weather-related events |
| Rental Coverage/Loss of Use | Provides coverage for temporary replacement vehicle costs during repairs or replacements |
Choosing local insurance agencies longmont like Bassett Insurance Group means working with independent insurance agents longmont. They help Longmont residents find the right coverage at great rates. This ensures they’re well-protected on the road.
Liberty Mutual: A Fortune 100 Insurance Provider
In Longmont, Colorado, Liberty Mutual is a top choice for auto insurance. It’s a Fortune 100 company and the sixth-largest personal lines insurance provider in the U.S. They offer many coverage options for Longmont’s diverse needs.
Liberty Mutual works with Bassett Insurance Group, a local agency. This partnership brings Liberty Mutual’s financial strength and top products to Longmont. Bassett Insurance Group has a 5.0 Expertise.com rating on Google from 38 reviews. This means they offer personalized service and expert advice to their clients.
“Liberty Mutual’s wide range of options, along with Bassett Insurance Group’s local knowledge, gives Longmont residents the best of both worlds. They get the stability and resources of a Fortune 100 company and the personal touch of a local partner.”
Liberty Mutual, through Bassett Insurance Group, offers many coverage types. This includes auto, home, renters, umbrella, and pet insurance. Customers can save money by bundling these options.
If you need insurance for classic cars, motorcycles, or RVs, Liberty Mutual and Bassett Insurance Group have you covered. They have the knowledge and solutions to protect you on Longmont’s roads and trails.
Mountain States Insurance Group: Tailored Coverage
At Mountain States Insurance Group in Longmont, clients get personalized insurance to protect their unique assets and needs. They know every vehicle owner or driver is different. That’s why they offer tailored auto insurance for many vehicle types, like cars, classic cars, motorcycles, RVs, ATVs, and boats.
Specializing in Vehicle Types and Driver Needs
The team at Mountain States Insurance Group listens to each client’s needs. Whether it’s a new family car, a classic, or a fun toy, they’ve got you covered. They work with top-rated insurance carriers to find the best coverage at great rates.
They also offer personalized insurance for teenage drivers, seniors, and those with high-risk profiles. Everyone gets the protection they need, no matter their driving history or vehicle type.
| Coverage Type | Highlights |
|---|---|
| Auto Insurance |
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| Homeowners Insurance |
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| Life Insurance |
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With over 80 years of experience in Longmont, Mountain States Insurance Group knows how to help Colorado residents. They offer the right coverage for everything from classic cars to homes. Their goal is to give personalized solutions and great rates.
State Farm Agent Jordan Martin: Customized Plans
State Farm Agent Jordan Martin is a trusted name in Longmont, Colorado, for auto insurance. He has over 14 years of experience and knows the local community well. He offers customized coverage solutions.
Jordan Martin works with his clients to create insurance plans that meet their needs. His team includes Kylee Martin, Michael Johnson, Jared Milner, and Sarah Schriver. They speak English and Spanish, ensuring great service for everyone.
At Jordan Martin’s office, you can find more than just state farm agent longmont and customized auto insurance plans longmont. They offer homeowners, condo, renters, and business insurance, among others. This means they can help with all your insurance needs, including spanish speaking insurance services longmont.
“Jordan Martin and his team have been instrumental in helping me navigate the complexities of insurance. Their expertise and personalized approach have been invaluable in ensuring I have the right coverage for my unique needs.”
Jordan Martin is a long-time Longmont resident. He focuses on providing top-notch insurance solutions for his clients. His office aims to simplify insurance and build strong relationships, giving you peace of mind with the right coverage.
TrueNorth Longmont Office: Comprehensive Auto Plans
The TrueNorth insurance agency in Longmont, CO, has a wide range of auto coverage options. They offer everything from basic collision and liability insurance to special plans for classic cars, RVs, and sports vehicles. Their team makes sure you get the right protection for your specific needs.
Classic Cars, RVs, and Sports Vehicle Coverage
TrueNorth Longmont also has special insurance for classic cars, RVs, and sports vehicles. These plans consider the unique features and value of these vehicles. They offer coverage that goes beyond the standard policies.
Classic car owners can get insurance that covers damages, theft, and limited use. RV owners get coverage for personal items, roadside help, and emergency costs. Sports vehicle owners, like those with ATVs, motorcycles, or snowmobiles, can also find plans to protect their vehicles.
| Coverage Type | Features |
|---|---|
| Classic Car Insurance | Agreed value coverage, limited usage, theft and damage protection |
| RV Insurance | Personal belongings coverage, roadside assistance, emergency expense reimbursement |
| Sports Vehicle Insurance | Tailored plans for ATVs, motorcycles, snowmobiles, and more |
TrueNorth Longmont has over 65 years of experience and a focus on personalized service. Contact them today at (303) 776-5122 to learn more about their customizable plans and how they can protect your vehicles.
Mary Lou Agency Inc: Longmont’s Local Expertise
For over 20 years, Mary Lou Agency Inc has been a trusted insurance provider in Longmont. They are a family business that offers custom auto insurance for personal and business needs.
The team at Mary Lou Agency Inc reviews each client’s insurance to improve their coverage or save money. They work with many insurance companies to find the best policy for you. This includes personal and commercial auto insurance in Longmont, as well as coverage for classic cars and RVs.
“Mary Lou Agency Inc has been my go-to for auto insurance for over a decade. They always find the best coverage at the most competitive rates, and their customer service is top-notch.”
Mary Lou Agency Inc is a local insurance agency in Longmont that cares about the community. They know the special needs and chances that come with living and working in Longmont. They use this knowledge to offer insurance plans that protect your assets and financial health.
If you’re new or long-time in Longmont, Mary Lou Agency Inc is here to help with your personal and commercial auto insurance needs. They are dedicated to great service and understand the local area well. They can guide you through insurance with confidence and ease.
Adams Insurance Advisors: Innovative Risk Solutions
At Adams Insurance Advisors, we focus on giving insurance solutions that fit Longmont residents’ unique needs. This family-owned business has been around for four generations. They’re known for their creative risk management strategies and working with top insurance companies.
Partnering with Top Carriers
At Adams Insurance Advisors, we know every insurance need is different. That’s why we’ve built strong ties with big names like Auto-Owners Insurance, Travelers, The Hartford, Progressive, Nationwide, and Liberty Mutual. These partnerships let us make plans that fully protect drivers, homeowners, and businesses in Longmont.
Looking to insure a new, used, or classic car? Adams Insurance Advisors has the know-how to make sure you’re covered. Their dedication to innovative insurance solutions has earned them a spot as a reliable partner for Longmont folks wanting financial security and peace of mind.
“Our mission is to protect our clients using the most innovative and effective risk management strategies available. We’re not just selling insurance – we’re providing tailored solutions that truly meet their needs.”
–Chad Adams, Founder of Adams Insurance Advisors
Long’s Insurance Agency: Treating Clients Like Family
At Long’s Insurance Agency, they focus on giving clients full coverage and personal service. This family-owned agency in Longmont, Colorado, started in 2018. It was recently bought by Kelstar Insurance. The team has over a hundred years of experience combined.
Bundling Options for Savings
Working with Long’s Insurance Agency can save you money with bundled policies. They offer auto, home, life, and more together. This way, they can give you the best rates and special discounts.
The agents see their clients as part of their family. They listen to what you need and create custom insurance solutions. Whether you need auto insurance in Longmont, family-owned insurance agency longmont, or bundled insurance policies longmont, they aim to give great service and value.
Long’s Insurance Agency is all about building strong relationships. They use their deep knowledge and carrier connections to help clients. This ensures you get the right coverage and personal attention you need.
Pure Risk Advisors: Diversified Industry Knowledge
For ten years, Pure Risk Advisors has offered auto insurance in Longmont, Colorado. They have a deep background in the field and know a lot about different risks and needs. This independent agency helps clients find the right insurance for them.
Motorcycle and ATV Insurance Options
Pure Risk Advisors also offers insurance for motorcycles and ATVs. They know these vehicles need special coverage. Their agents work with clients to make sure they’re well-protected.
Looking to insure your car or your motorcycle? Pure Risk Advisors can help. They have the knowledge to guide you and find the best coverage. They serve clients in Longmont, Boulder, Denver, Fort Collins, and Buena Vista.
“We’re committed to providing our clients with personalized attention and tailored solutions to address their unique insurance needs. Our diversified industry knowledge allows us to deliver exceptional service and ensure our clients are well-protected on the road.”
With Pure Risk Advisors, Longmont residents can trust their motorcycle and ATV insurance needs are covered. Their focus on diversified insurance knowledge and personal service makes them stand out in Longmont.
Auto Insurance in Longmont CO: Affordable Rates
Longmont, Colorado, is known for its low car insurance rates. Drivers here pay about $124.96 a month, which is lower than the national average of $167.23.
The city’s low crime rate helps keep car insurance rates down. Its well-kept roads and safe driving habits also play a part. This makes insurance costs more manageable for locals.
Several top providers offer great deals on auto insurance in Longmont. State Farm has the best rates at $98.07 per month. USAA and Colorado Farm Bureau Mutual also offer competitive prices.
“Longmont’s car insurance costs are a pleasant surprise for many residents, especially when compared to the higher rates in nearby cities like Aurora and Denver.”
Longmont has insurance options for all drivers and cars. Young drivers pay about $261.38 a month. Those in their 30s can get rates as low as $97.43.
The type of car also affects insurance costs. A 2001 Subaru Legacy costs $69.70 a month to insure. But a 2015 Buick Enclave costs $556.31.
Longmont offers a great mix of affordable insurance and choices. By comparing car insurance rates and options, drivers can find the best deal for their needs.
Top Insurers in Longmont for Premiums and Service
Choosing the right car insurance in Longmont, Colorado, is crucial. Three top insurers stand out for their great coverage, customer satisfaction, and competitive rates. State Farm, American Family, and Sun Coast offer Longmont drivers various options to protect their vehicles and finances.
State Farm: Customer Satisfaction Leader
State Farm is a top choice in Longmont for its excellent customer service. It offers some of the most affordable car insurance premiums, with an average monthly rate of $98.07. State Farm is known for its top-rated customer satisfaction in the Southwest region, making it a reliable and cost-effective option for Longmont residents.
American Family: Extensive Discounts
American Family Insurance is known for its wide range of discounts in Longmont. It offers usage-based policies, multi-car discounts, and good driver discounts. With an average monthly rate of $105.59, American Family provides affordable and comprehensive coverage options.
Sun Coast: Flexible Coverage Options
Sun Coast is a great choice for Longmont drivers who want flexible and customizable car insurance. It offers various coverage options, including liability-only and full-coverage policies. With an average monthly rate of $119.43, Sun Coast lets customers choose the protection that suits their driving habits and budget.
When looking for the best car insurance in Longmont, State Farm, American Family, and Sun Coast are top choices. They offer great affordability, customer satisfaction, and flexible coverage options. Longmont drivers can trust these leading insurers to protect their vehicles and finances.
Conclusion
Longmont, CO has many affordable auto insurance options from big and small companies. You can get coverage for cars, motorcycles, classic cars, and RVs. There are also ways to save money by bundling policies.
Local agencies like Bassett Insurance Group and Mountain States Insurance Group offer custom solutions. Big companies such as State Farm and American Family also have great rates and coverage. This means you can find the right insurance for your needs.
Looking for just liability or full coverage? Longmont has many good insurance options. By comparing quotes from different companies, you can get the best deal. Longmont’s focus on customer happiness and personalized service helps drivers stay safe on the road.
In summary, Longmont’s car insurance options are flexible and meet the community’s varied needs. By looking at both big and small companies, locals can easily find the right insurance for their budget and driving style.
Source Links
- Cheap Longmont Car Insurance- A Plus Insurance 2024
- Cheap Car Insurance in Longmont, CO, Starting at $42
- Home & Auto Insurance in Longmont, CO | State Farm®
- Longmont, CO Insurance Agency | L.A. Insurance
- Ryan Brackin – Farmers Insurance Agent in Longmont, CO
- Home Insurance – Longmont Brokers Insurance
- Home Insurance Agency in Longmont, Colorado – Free insurance quotes
- Erik Bartush – State Farm Insurance Agent in Longmont, CO
- Joe Mejia – State Farm Insurance Agent in Longmont, CO
- Independent Insurance Agency in Longmont, Coloradot
